Login - IBX ... Loading...SunFire is committed to transforming the way seniors buy health insurance through transparency, trust and innovation. Smarter, Simpler Medicare Enrollment Our simplified quoting and enrollment solutions help consumers and agents have greater, faster access to Medicare Advantage, Prescription Drug and Medicare Supplement plans.Know your network. As a Personal Choice 65 PPO member, you have the freedom to choose any doctor or hospital in or out of the network. But you'll pay less by selecting a doctor or hospital in the network. Consider choosing a primary care physician (PCP). Though it isn't required, you may want to select a plan physician as your PCP.Jan 22, 2020 · The Independence Blue Cross Medicare Member Help Team can be reached by mail, online, or phone. Mailing addresses: For Keystone 65 HMO or Personal Choice 65 PPO: Independence Blue Cross Medicare Department PO Box 7799 Philadelphia, PA 19101-7799. For MedigapFreedom, MedigapSecurity, or Security 65: Independence Blue Cross PO Box 7330 Preventive care is an important part of getting and staying as healthy as possible. Our preventive care services can help you and your family avoid developing health problems and prevent minor issues from becoming major health concerns such as diabetes and colon cancer. Examples of preventive care services include: Yearly check-ups. Screenings.A type of insurance to help offset the cost of oral care, including routine dental check-ups, cleanings, X-rays, and even orthodontia, depending on the plan. Sometimes your medical plan may include dental coverage, and sometimes you may need to purchase a standalone plan. Independence offers several types of dental insurance in PA.Health plans for children. We're here to help: 1-800-464-5437. Keystone HMO Children’s Health Insurance Program (CHIP) The Children's Health Insurance Program (CHIP) is a state- and federally-funded health insurance program that provides health insurance coverage to all children who meet eligibility guidelines and are residents of Pennsylvania.Philadelphia, PA 19101-1820. Phone: 1-888-671-5276. Fax: 1-888-671-5274. For external review of standard non-formulary exception requests that were initially denied, the timeframe for review is seventy-two (72) hours from when the IRO receives the request.No other health insurance company knows Philly like IBX. IBX offers the widest selection of health plans so you can find one that works for your personal health, budget, and preferences. Our 2024 options include health plans with no deductible. Here’s how to start shopping for a health plan: Compare 2024 health plans from IBX.There, claims submission information is broken out by prefix/product name. The following address should be used for claims related to outer counties: Outer County Claims – Lehigh, Lancaster, Northampton, and Berks County. Claims Receipt Center. P.O. Box 211184. Eagan, MN 55121. Claims submission information for providers.Mar 7, 2023 ... ... ibx.com Our blog with health and wellness resources and insurance tips: https://insights.ibx.com Independence Blue Cross Newsroom: https ...Provider News Center. BlueCard ®. BlueCard is a national program offered through the Blue Cross and Blue Shield Association, an association of independent Blue Cross ® and Blue Shield ® plans, that enables members of one Blue Plan to obtain health care service benefits while traveling or living in another Blue Plan’s service area. The ...Keystone Health Plan East HMO plans. With a Keystone HMO plan from Independence Blue Cross, you can see any doctor or visit any hospital in the Keystone Health Plan East network. You will pick a primary care physician (PCP), or family doctor, to coordinate your care. Your PCP will treat you for general health needs and refer you to specialists ...Phone insurance isn't an exciting topic. But it is a topic a lot of people have questions about, particularly when it comes to two things: who's the best, and is phone insurance ac...You must activate your IBX Care Card before you can use it. Visit OTCNetwork.com or call 1-833-552-4729 (TTY/TDD: 711) to activate your card. You will be asked to enter your IBX Care Card number and the last four digits of your Independence Blue Cross member ID, which is found on your health insurance card. Please note: You may begin using your ...Stay up-to-date on topics related to claims, billing, and reimbursement.Login to IBX and access your health insurance information, benefits, claims, and more. IBX is a leading provider of health plans in Philadelphia and southeastern Pennsylvania.Medicare Advantage members can choose to purchase OTC COVID-19 test kits with the IBX Care Card under the OTC benefit at participating retailers. ... Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern … <strong>We're sorry but login doesn't work properly without JavaScript enabled. Please enable it to continue.</strong> When it comes to protecting your valuable electronic devices, insurance is a must-have. There are many insurance providers out there, but Asurion has gained a reputation as one of ...Providers may apply for an NPI from CMS in one of two ways: Online. The National Plan and Provider Enumeration System (NPPES), developed by CMS, includes an online application that takes approximately 20 minutes to complete. By mail. You can request a paper application by calling the NPI Enumerator call center at 1-800-465-3203.When it comes to protecting your valuable electronic devices, insurance is a must-have. There are many insurance providers out there, but Asurion has gained a reputation as one of ...Sep 19, 2019 ... Independence Blue Cross can help you figure out what type of health insurance plan you want, how to find a balance of health cost and coverage ...Telemedicine. You can visit with a doctor anytime, anywhere with our telemedicine benefit. 1 Telemedicine, also known as virtual care, is offered from Teladoc Health 2 through HIPAA-secure video, phone, and mobile app with 24/7 access to a U.S. board-certified and licensed primary care doctor who can treat non-emergency medical conditions such as:A breastfeeding support group offers camaraderie, information, and sympathy. You’ll meet other new moms in your area, which can lead to new friendships for both moms and kids. I found support groups invaluable. My group included both new and longtime nursing moms, so I was able to hear how they navigated challenges such as …Jan 19, 2023 ... Comments3 · How To Get Better Health Insurance If You're Self Employed | TIPS TO SAVE ON YOUR MEDICAL EXPENSES · It's Not Always Easy to Swit...Personal lines insurance is insurance that is offered to individuals and families rather than organizations and businesses. The most common types of personal line insurance are pro...If you own a boat, you’ve likely heard that boat insurance is available. However, you might not understand entirely what it is or how it works. Here’s a look at boat insurance, inc...If you suspect health care fraud, report it here. Media Inquiries. Information and interview requests for members of the media. General Inquiries. How to reach us by mail, email, or phone. Office Location: Independence Administrators. 1900 …IBX Insurance is a family owned and operated agency that offers choices of insurance products from a wide range of companies. Whether you need auto, home, life, or business insurance, you can trust their experienced agents and customer service in Elizabeth City, North Carolina.PA Medicare Advantage plans. Independence Blue Cross Pennsylvania Medicare Advantage plans include all the benefits of Medicare Parts A and B plans — plus valuable extras like vision, dental, and hearing coverage. Learn all about our 2024 Keystone 65 HMO and Personal Choice 65 PPO Medicare Advantage plans. You can also view …Learn about Exclusive Provider Organization (EPO) plans. An EPO is a type of health plan that falls somewhere between a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO) in terms of cost and flexibility. With an EPO, members have only in-network coverage (except for emergencies), but they do not need to select a ... What services do all health insurance plans cover? Essential health benefit. Example. Preventive, wellness, and disease management services. Yearly physical, flu shot, gynecological exam, birth control. Emergency care. Treatment for broken bones, heart attacks, and more at a hospital emergency room. Independence Blue Cross offers two dental plans 1 for adults ages 19 and older: 2 Adult Dental Preferred and Adult Dental Premier. 3. These plans offer: Easy access to one of the largest networks of dental providers in the Philadelphia area. Flexibility to see any dentist nationwide, without a referral 4.Policies and guidelines. Tools and resources. Claims and billing Electronic data interchange Claims resources and guides. Claims requiring submission of clinical information. Referral submission rules. National provider identifier Medicare risk adjustment ICD-10 BlueCard. Patient management. Become a provider.If you enrolled directly with Independence Blue Cross and would like assistance from one of our agents, please call 1-888-475-6206 (TTY: 711). Our licensed agents can assist you with instructions on how to renew your health insurance. If you enrolled through the Health Insurance Marketplace and will be renewing your subsidy, our licensed agents ...Learn how to register for ibx.com, log in, make a payment, find a doctor, use telemedicine, and achieve your health goals with Independence Blue Cross health plan. This guide is for new members who want to make the most …Find a covered prescription drug. A formulary, or drug list, is a list of prescription drugs that are covered by those plans that use the formulary. Drugs in a formulary are grouped into tiers based on cost-sharing ranging from low-cost drugs (mostly generic drugs) to high-cost specialty drugs. The amount you pay will depend on if the drug is ... Independence Blue Cross is the leading health insurance organization in the Philadelphia region. For over 80 years, we’ve provided families with the security and stability that comes with a Blue Card — the powerful assurance that high-quality care is at your fingertips. Feb 16, 2018 ... With new and improved features, the IBX app gives you easy access to your health care coverage 24/7, wherever you are. Use the IBX app to ... Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania health insurance invoice Independence Blue Cross offers products through its subsidiaries Independence Hospital Indemnity Plan, Keystone Health Plan East and QCC Insurance Company, and with Highmark Blue Shield — independent licensees of the Blue Cross and Blue Shield Association. 18000 189154 (9/17) Pay in person at Independence LIVEIndependence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern PennsylvaniaProvider News Center. Contact us. Tiered and defined network products. Independence offers several lower-cost products that use a tiered or defined provider network. Select a product below for more specific information: Keystone HMO Proactive. Keystone 65 Focus Rx HMO. Independence offers several lower-cost products that use a tiered or defined ... QCC Insurance Company and Independence Administrators are subsidiaries of Independence Blue Cross — independent licensees of the Blue Cross and Blue Shield Association. Health insurance basics Tax credit calculator IBX health plans How to enroll FAQ . Employers. Comprehensive plans for every business size and budget ... Tip: If you would like your dental insurance plan to be effective on January 1 and renew at the same time as your Independence Blue Cross health plan, ...It typically takes 90-120 days to complete the credentialing process once Independence has received all requested documentation. While we remind you to please respond promptly to all inquiries for documentation, we do apologize for the delay and appreciate your patience. Credentialing involves two key steps: Apply for credentialing using the ...Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern PennsylvaniaIBX Insights for employers. Find news, resources, and information specifically for employers that help ensure you and your employees are making the most of your benefits. Learn more. Independence Blue Cross is pleased to provide our employer groups with convenient online resources and services.EPO plan. With a Personal Choice EPO plan from Independence Blue Cross, you can choose any in-network doctor or hospital. You also have in-network coverage across the U.S. through BlueCard® PPO, which offers the largest network of doctors and hospitals in the country. You aren’t required to choose a primary care physician (PCP) or get ... Individual and family health plans. Ready to get covered? 1‑888‑475‑6206. Shop plans. Health insurance basics. Tax credit calculator. IBX health plans Health plans. Health plans comparison chart. Policies and guidelines. Tools and resources. Claims and billing Electronic data interchange Claims resources and guides. Claims requiring submission of clinical information. Referral submission rules. National provider identifier Medicare risk adjustment ICD-10 BlueCard. Patient management. Become a provider.MedigapFreedom members can take advantage of the following value-added services through the Davis Vision Discount program: 15% off routine eye exams. 35% off eyeglass frames ** (retail price) Discounts on spectacle lenses and lens options **. 15% off contact lenses (in lieu of eyeglasses) 20% off non-prescription sunglasses. If you are interested in having a registered nurse Health Coach work with your Independence patients, please complete a Physician Referral Form or contact us by calling 1-800-313-8628. Prior Authorizations. Providers must complete a request form for all prescription drugs that require prior authorization. EPO plan. With a Personal Choice EPO plan from Independence Blue Cross, you can choose any in-network doctor or hospital. You also have in-network coverage across the U.S. through BlueCard® PPO, which offers the largest network of doctors and hospitals in the country. You aren’t required to choose a primary care physician (PCP) or get ...log in anytime at ibx .com or using our free IBX app. You can also sign up to get important plan notifications, health screening reminders, and cost-saving tips by email or text. Save money You have many ways to save on the care and services you need. For many services, you will pay $0 out-of-pocket: 1 When you receive services at a designated site referred by your primary care doctor. 2 These amounts are for 2024 and are adjusted annually. Use these FAQ for information about types of health plans, and FAQ about each type of health plan, including HMOs, Proactive plans, PPOs, EPOs, and HSAs. We're sorry but login doesn't work properly without JavaScript enabled. Please enable it to continue.What services do all health insurance plans cover? Essential health benefit. Example. Preventive, wellness, and disease management services. Yearly physical, flu shot, gynecological exam, birth control. Emergency care. Treatment for broken bones, heart attacks, and more at a hospital emergency room.Toll-free 1-866-456-1695 (TTY/TDD: 711), 8 a.m. to 8 p.m. seven days a week. To help you better manage your time when calling us, you may wish to call during our least busy time — at the end of the week. Our busiest time is at the beginning of the week, with the most calls coming on Monday and Tuesday.Medicare plan costs can be broken into four categories: Premium — a monthly amount you pay to maintain your insurance coverage. Copay — a fixed dollar amount you are charged for prescriptions, doctor visits, and other types of care. Deductible — a set amount your plan requires you to pay for medical services and/or prescriptions before ...Prescription drug information. Learn more about your prescription drug plan, including what prescription drugs are covered under your plan’s formulary and how to save money on your medications. You can also find an in-network pharmacy using our online search tools.Make a payment. Independence offers you several convenient ways to pay your health insurance bill. Jump to: Pay with the IBX app. eBill at ibx.com. Credit or debit card. Personal check or money order. Automatic withdrawal from your bank account. Telephone at 1-888-879-4891. Pay in person at Independence LIVE. Question about your bill?Nov 17, 2023 · 1-800-303-0656 (TTY/TDD: 711) 8 a.m. - 8 p.m., seven days a week. Shop plans. Find a Medicare plan. Medicare basics Money saving programs Medicare Advantage plans Medicare supplement plans Shop for a plan Find an agent. Medicare Supplement plans in Pennsylvania. Independence Blue Cross (Independence) offers affordable Medicare Supplement ... It typically takes 90-120 days to complete the credentialing process once Independence has received all requested documentation. While we remind you to please respond promptly to all inquiries for documentation, we do apologize for the delay and appreciate your patience. Credentialing involves two key steps: Apply for credentialing using the ...Toll-free 1-800-303-0656 (TTY/TDD: 711), 8 a.m. to 8 p.m. seven days a week. To help you better manage your time when calling us, you may wish to call during our least busy time — at the end of the week. Our busiest time is at the beginning of the week, with the most calls coming on Monday and Tuesday.A palliative care support team of doctors, nurse practitioners, registered nurses, and social workers provides coordination of the member’s care between the member’s treating physician and the Aspire palliative care physician. The program is covered at 100 percent by Independence for Medicare Advantage members. Program benefits include ...Health insurance plans. Prescription drugs. Adult dental and vision plans. Applying and paying for health insurance. Managing your health plan. Special Enrollment period (SEP) Independence Blue Cross provides answers to the most common questions about health insurance plans for individuals and families. See our FAQ section.Toll-free 1-866-456-1695 (TTY/TDD: 711), 8 a.m. to 8 p.m. seven days a week. To help you better manage your time when calling us, you may wish to call during our least busy time — at the end of the week. Our busiest time is at the beginning of the week, with the most calls coming on Monday and Tuesday.Phone insurance isn't an exciting topic. But it is a topic a lot of people have questions about, particularly when it comes to two things: who's the best, and is phone insurance ac...Telemedicine. You can visit with a doctor anytime, anywhere with our telemedicine benefit. 1 Telemedicine, also known as virtual care, is offered from Teladoc Health 2 through HIPAA-secure video, phone, and mobile app with 24/7 access to a U.S. board-certified and licensed primary care doctor who can treat non-emergency medical conditions such as:Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania. SITE MAP . Skip to main content. Menu. Menu. Sign …Insurance is one of the most crucial things to have. Having insurance can protect you and your family from surprises that could make you broke. Because of this, everyone should hav... Make a payment. Independence offers you several convenient ways to pay your health insurance bill. Jump to: Pay with the IBX app. eBill at ibx.com. Credit or debit card. Personal check or money order. Automatic withdrawal from your bank account. Telephone at 1-888-879-4891. Finding the right insurance coverage can be a daunting task. With so many options available, it can be difficult to know which one is right for you. That’s why Progressive Insuranc...Find a pharmacy in your network. To pay the lowest out-of-pocket costs for medications, members should fill prescriptions at in-network pharmacies. In-network pharmacies have agreed to charge discounted prices. To search for an in-network pharmacy, use the appropriate link below: Check your benefits to confirm which pharmacy network is …IBX Insurance is a family owned and operated agency that offers choices of insurance products from a wide range of companies. Whether you need auto, home, life, or business insurance, you can trust their experienced agents and customer service in Elizabeth City, North Carolina.1 Whether you’re applying online or by phone, you’ll need to have an email address for registration. If you prefer not to create an email address, please request a paper application by calling 1-888-475-6206 (TTY: 711). 2 Credit cards are only accepted for the first month’s premium. View Independence's FAQ about shopping and enrolling for ... Members with PA dental insurance plans provided by Independence Blue Cross can conveniently search online for network dentists. Online directory features: Search by dentist or practice name, location, or specialty. Compare dentists. Get more information such as languages, ages treated, accepting new patient, gender, handicap accessible. No other health insurance company knows Philly like IBX. IBX offers the widest selection of health plans so you can find one that works for your personal health, budget, and preferences. Our 2024 options include health plans with no deductible. Here’s how to start shopping for a health plan: Compare 2024 health plans from IBX.Learn about the fundamentals of individual and family health insurance from IBX, a private health insurance provider in Philadelphia and southeastern Pennsylvania. Compare plan types, costs, benefits, and coverage levels to find the right plan for you. Individual and family health plans. Ready to get covered? 1‑888‑475‑6206. Shop plans. Health insurance basics. Tax credit calculator. IBX health plans Health plans. Health plans comparison chart. The implementation of ICD-10 results in more accurate coding, which improves the ability to measure health care services, enhance the ability to monitor public health, improve data reporting, and reduce the need for supporting documentation when submitting claims.A Mini Health Insurance Cheat Sheet. No matter what health plan you have, you will see the terms “providers,” “in-network,” and “out-of-network” pop up. When you need health care services, it all starts with a doctor. We have a fancy word for doctors and hospitals: We call them providers. This word represents any health care ...PA Medicare Advantage plans. Independence Blue Cross Pennsylvania Medicare Advantage plans include all the benefits of Medicare Parts A and B plans — plus valuable extras like vision, dental, and hearing coverage. Learn all about our 2024 Keystone 65 HMO and Personal Choice 65 PPO Medicare Advantage plans. You can also view …Independence Blue Cross offers products through its subsidiaries Independence Hospital Indemnity Plan, Keystone Health Plan East and QCC Insurance Company, and with Highmark Blue Shield — independent licensees of the Blue Cross and Blue Shield Association. Step 2: Scroll down the page and click on the truck icon.Jan 26, 2023 ... ... insurance information and member access: https://www.ibx.com/medicare For our blog with health and wellness resources and insurance tips ...GeoBlue international health plans feature: You can enroll right up to the day you plan to travel, and you don’t need to be enrolled in an Independence Blue Cross medical plan to purchase an international health insurance plan. For more information or to enroll, call 1-855-481-6647 (TTY: 711) to speak with a GeoBlue representative.Personal Choice 65 SM Elite Rx PPO. $25.60 monthly plan premium in all five counties. $0 in-network primary care physician copay. No medical or prescription drug deductibles. Largest choice of doctors and hospitals in our area¹ with a traveler network that includes 48 states and Puerto Rico**. $0 copay for routine vision and hearing exams …Your IBX Care Card is a convenient way to save money and access your over-the-counter (OTC) and — NEW for 2024 for select plans — dental, vision, and hearing (DVH) flex benefits. Find out how and where to spend your quarterly OTC allowance, and — for select plans —your annual DVH Flex allowance, check your card balance, review …A QHDHP is a health insurance plan with a minimum deductible of $1,600 (for self-only coverage) or $3,200 (for family coverage). 1 The annual out-of-pocket cost (including deductibles and copays) cannot exceed $8,050 (for self-only coverage) or $16,100 (for family coverage). 1 HDHPs have first-dollar coverage or no deductible for preventive care and …Independence Blue Cross (Independence) is a health insurer based in Philadelphia, Pennsylvania, in the United States. Independence is the largest health insurer in the Philadelphia area, serving people in the region and seven million nationwide.. Employing more than 10,000 people, the company offers a wide variety of health plans, including …
See a doctor anytime, anywhere. 1 Teladoc Health is an independent company providing telemedicine virtual care for Independence Blue Cross members. 2 Check your benefits booklet to confirm if Teladoc Health is covered under your health plan. You have options when it comes to your care. Learn more about when to visit a doctor, retail clinic ... . Mla format document
Jan 19, 2023 ... Comments3 · How To Get Better Health Insurance If You're Self Employed | TIPS TO SAVE ON YOUR MEDICAL EXPENSES · It's Not Always Easy to Swit...Personal Choice 65 SM Elite Rx PPO. $25.60 monthly plan premium in all five counties. $0 in-network primary care physician copay. No medical or prescription drug deductibles. Largest choice of doctors and hospitals in our area¹ with a traveler network that includes 48 states and Puerto Rico**. $0 copay for routine vision and hearing exams …Medicare plan costs can be broken into four categories: Premium — a monthly amount you pay to maintain your insurance coverage. Copay — a fixed dollar amount you are charged for prescriptions, doctor visits, and other types of care. Deductible — a set amount your plan requires you to pay for medical services and/or prescriptions before ...Our HMO network providers have been categorized into one of three benefit tiers for Keystone HMO Proactive: Tier 1 — Preferred: Members pay the lowest cost-sharing for most services. Tier 2 — Enhanced: Members pay a higher cost-sharing for most services compared to Tier 1 — Preferred. Tier 3 — Standard: Members pay the highest cost ... See a doctor anytime, anywhere. 1 Teladoc Health is an independent company providing telemedicine virtual care for Independence Blue Cross members. 2 Check your benefits booklet to confirm if Teladoc Health is covered under your health plan. You have options when it comes to your care. Learn more about when to visit a doctor, retail clinic ... *Please note that on weekends and holidays from April 1 to September 30, your call may be sent to voicemail. To file an appeal or grievance for your medical benefit coverage or your prescription drug coverage, contact Keystone 65 Customer Service at 1-800-645-3965 or Personal Choice 65 Customer Service at 1-888-718-3333; TTY/TDD …LifeSecure insurance plans can help by providing financial support when you need it most. Pairing your Independence Blue Cross health coverage with an accident, critical illness, and hospital recovery insurance plan from LifeSecure extends your coverage and helps you plan for the unexpected. Benefits from these plans can help make up for lost ... Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania Not going far these days, huh? If you feel like your car is sitting outside burning money, at least you’ll get a discount from your insurance company. Not going far these days, huh...Learn More About IBX Plans – The Largest Health Insurance Company in the Philadelphia Region. Our focus at Health & Benefits Partners has always been to help you navigate the often-confusing world of health insurance. Did you know that you can estimate your out-of-pocket costs before you schedule a doctor’s appointment or medical procedure? You can, with the new Care Cost Estimator tool. 1 It also lets you compare providers by price, based on your specific health plan. Use it at home at ibx.com or on the go with the IBX App! Learn about Exclusive Provider Organization (EPO) plans. An EPO is a type of health plan that falls somewhere between a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO) in terms of cost and flexibility. With an EPO, members have only in-network coverage (except for emergencies), but they do not need to select a ...Individual and family health plans. Ready to get covered? 1‑888‑475‑6206. Shop plans. Health insurance basics. Tax credit calculator. IBX health plans Health plans. Health plans comparison chart.Personal lines insurance is insurance that is offered to individuals and families rather than organizations and businesses. The most common types of personal line insurance are pro...A Mini Health Insurance Cheat Sheet. No matter what health plan you have, you will see the terms “providers,” “in-network,” and “out-of-network” pop up. When you need health care services, it all starts with a doctor. We have a fancy word for doctors and hospitals: We call them providers. This word represents any health care ....